If your looking for a mortgage and at the end things don't look the way they were promised you do have a 3 day recission period in which after the loan documents have been signed, you have the right to change your mind. It is the job of any loan officer to fully disclose the terms and fees of any mortgage based product.
If your loan officer is trying to rush you through the process, it maybe time to set back and examine the loan offer and it's terms. If you don't understand the loan your looking at, ask a friend or relative to look over the papers, or seek advice from an accountant.
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